> ## Documentation Index
> Fetch the complete documentation index at: https://developers.bumxpress.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Welcome to Bumxpress Business

> Integrate collections, payouts, transfers, customers, KYC, and webhooks with the Bumxpress Business merchant API.

Bumxpress Business lets merchants collect and disburse money through mobile money and other payment rails across supported African markets.

Use these docs to create customers, generate quotes, initiate payins and payouts, launch transfers, and receive asynchronous webhook updates.

<CardGroup cols={2}>
  <Card title="Quickstart" icon="rocket" href="/quickstart">
    Create your first authenticated merchant API request.
  </Card>

  <Card title="Authentication" icon="key-round" href="/guides/authentication">
    Learn how `X-Api-Key` and `X-Api-Secret` protect merchant endpoints.
  </Card>

  <Card title="Coverage" icon="map" href="/guides/coverage-map">
    Review supported countries, currencies, mobile money operators, and corridors.
  </Card>

  <Card title="API reference" icon="braces" href="/api-reference/customers/create-customer">
    Browse the OpenAPI-generated merchant API reference.
  </Card>
</CardGroup>

## Core concepts

* Quotes lock pricing for 15 minutes.
* Payins, payouts, and transfers are asynchronous.
* Write requests use `Idempotency-Key` for safe retries.
* Merchant resources are scoped to the API key that creates or accesses them.
* Final payment status should be read from webhooks or follow-up `GET` requests.