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Use this recipe when your business pays out to a recipient through mobile money.
1

Create a payout quote

curl -X POST "https://api.business.bumxpress.com/quotes/payout" \
  -H "Content-Type: application/json" \
  -H "X-Api-Key: bmx_pk_xxx" \
  -H "X-Api-Secret: bmx_sk_xxx" \
  -H "Idempotency-Key: quote_payout_001" \
  -d '{"country_code":"CM","operator_code":"CM_MTN_MOMO","rail_type":"mobile_money","send_amount":"25.00","send_currency":"USD"}'
2

Create the payout

curl -X POST "https://api.business.bumxpress.com/payouts" \
  -H "Content-Type: application/json" \
  -H "X-Api-Key: bmx_pk_xxx" \
  -H "X-Api-Secret: bmx_sk_xxx" \
  -H "Idempotency-Key: payout_001" \
  -d '{
    "quote_id": "33333333-3333-3333-3333-333333333333",
    "customer_id": "22222222-2222-2222-2222-222222222222",
    "payment_reason_text": "Merchant payout",
    "recipient": {
      "country_code": "CM",
      "rail_type": "mobile_money",
      "phone": "+237670000000",
      "operator_code": "CM_MTN_MOMO"
    }
  }'
Last modified on July 8, 2026