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Payouts are asynchronous. POST /payouts creates the payout and returns a pending resource. Poll GET /payouts/{payout_id} or wait for a webhook to receive the final status.

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Flow

1

Create a payout quote

Use POST /quotes/payout to lock pricing and routing.
2

Create the payout

Use the active quote_id and recipient details.
3

Track status

Store the payout ID and wait for the webhook or poll the payout endpoint.

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Mobile money recipient

{
  "quote_id": "33333333-3333-3333-3333-333333333333",
  "customer_id": "22222222-2222-2222-2222-222222222222",
  "payment_reason_text": "Merchant payout",
  "recipient": {
    "country_code": "CM",
    "rail_type": "mobile_money",
    "phone": "+237670000000",
    "operator_code": "CM_MTN_MOMO"
  }
}
Last modified on July 8, 2026