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Transfers are two-legged. Bumxpress first collects from the payer, then disburses to the recipient.

Flow

1

Create a transfer quote

Use POST /quotes/transfer with the source and destination operators, amount, and currencies.
2

Create the transfer

Submit payer and recipient details with the active transfer quote.
3

Track both legs

Read transfer status from webhooks or GET /transfers/{transfer_id}.

Quote fields

FieldRequiredDescription
payer_operator_codeYesSource-side operator for collection.
recipient_operator_codeYesDestination-side operator for disbursement.
payin_amountYes, unless quoting fixed payoutAmount collected from payer.
payin_currencyYesSource-side currency.
payout_currencyYesDestination-side currency.
payout_amountNoOptional fixed payout amount.
Your merchant account must have an active transfer corridor configured before transfer quotes succeed.
Last modified on July 8, 2026