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Bumxpress Business gives merchants API access to payment collection, disbursement, transfer, customer, KYC, and webhook workflows. The merchant API is designed for server-side integrations. Your backend creates customers, requests quotes, initiates money movement, stores returned resource IDs, and reconciles final status through webhooks or follow-up GET requests.

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What you can build

Collect payments

Create quote-backed payins from supported customer payment rails.

Send payouts

Disburse funds to recipients through supported local rails.

Move money across corridors

Collect from a payer and disburse to a recipient in a two-leg flow.

Track status with webhooks

Receive asynchronous events as payment resources change state.

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Main resources

ResourcePurpose
CustomerThe person or entity associated with a payment flow.
KYCCustomer identity and compliance information.
QuoteA short-lived pricing and routing lock for money movement.
PayinA collection from a payer.
PayoutA disbursement to a recipient.
TransferA two-leg collect-and-disburse flow.
WebhookAn asynchronous event delivered to your integration.

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Integration model

Create requests return resource identifiers. Store those IDs in your own system and use them for reconciliation, customer support, retries, and webhook handling.
Last modified on July 8, 2026