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Payins are asynchronous. POST /payins returns quickly with a pending resource. Poll GET /payins/{payin_id} or wait for a webhook to receive the final status.

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Flow

1

Create or reuse a customer

Create a customer before initiating the collection.
2

Create a payin quote

Use POST /quotes/payin with the country, operator, rail type, amount, and currency.
3

Create the payin

Use the active quote_id and source details such as phone and operator.
4

Wait for completion

Receive the final status by webhook or GET /payins/{payin_id}.

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Mobile money source

{
  "quote_id": "33333333-3333-3333-3333-333333333333",
  "customer_id": "22222222-2222-2222-2222-222222222222",
  "source": {
    "country_code": "CM",
    "rail_type": "mobile_money",
    "phone": "+237670000000",
    "operator_code": "CM_MTN_MOMO"
  }
}
Last modified on July 8, 2026