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Payins are asynchronous. POST /payins returns quickly with a pending resource. Poll GET /payins/{payin_id} or wait for a webhook to receive the final status.

Flow

1

Create or reuse a customer

Create a customer before initiating the collection.
2

Create a payin quote

Use POST /quotes/payin with the country, operator, rail type, amount, and currency.
3

Create the payin

Use the active quote_id and source details such as phone and operator.
4

Wait for completion

Receive the final status by webhook or GET /payins/{payin_id}.

Mobile money source

Last modified on July 8, 2026